Quill Bank Privacy Notice
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number; account balances
- payment history; transaction or loss history
- credit hbistory; overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Quill Bank chooses to share; and whether you can limit this sharing.
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes —
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes —
information about your transactions and experiences
For our affiliates’ everyday business purposes —
information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
Call (866) 580-1226, email privacy@risecredit.com or go to www.RISEcredit.com
This privacy notice is provided by Quill Bank and describes only the sharing practices applicable to your RISE loan with Quill Bank. The servicer may provide you with a separate privacy notice regarding its sharing practices applicable to your RISE loan, which may be different from the sharing practices of Quill Bank reflected in this privacy notice.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
We collect your personal information, for example, when you
- apply for a loan; give us your contact information
- give us your income information; show your government-issued ID
- provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Quill Bank does not share with our affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Quill Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include card issuers, insurance providers, and other financial institutions.
Quill Bank is chartered under the laws of the State of Utah and is subject to regulatory oversight by the FDIC. The most current version of this privacy statement is available at www.RISEcredit.com.
For California residents only: In accordance with California law, we will not share information we collect about California residents with nonaffiliated third parties except as permitted by law, such as with the consent of the customer, to service the customer's accounts, or to fulfill rewards or benefits. We will also limit the sharing of information about you with our affiliates to extent required by applicable California law. For additional information on the California Privacy Policy, click here.
Nevada Customers: We are providing you this notice pursuant to state law. If you would like more information about this notice, call us at our toll-free number or email address included in this notice or the Bureau of Consumer Protection, Office of the Nevada Attorney General, 100 N. Carson Street, Carson City, NV 89701; via telephone Hotline: (702) 486-3132,; or via e-mail: aginfo@ag.nv.gov.
North Dakota Customers: We will not share information we collect about you with non-affiliated third parties, except as permitted by law, such as to process your transactions or to maintain your account.
Vermont Customers: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.